25 photos$315,000
1211 33rd St
Galveston, TX 77550
The owner (for sale by owner, no agent). Contact the owner through the original listing.
What the listing says
Historic Galveston Cottage Cash Price: $315,000 Owner Financing Available Great opportunity to own a charming historic 1892 Galveston cottage in a central island location near UTMB, The Strand, downtown Galveston, restaurants, cruise activity, and the beach. This home features 3 bedrooms, 2 bathrooms, and approximately 1,260 sq ft, offering flexibility as a primary residence, second home, long-term rental, furnished mid-term rental, or possible vacation-rental opportunity. The seller is offering a cash purchase price of $315,000. Owner financing may also be considered at a purchase price of $349,000 with $40,000 down, subject to buyer qualification, seller approval, and acceptable terms. For any owner-financing arrangement, the seller must remain in first lien position. The seller will not accept a second-lien or subordinate position. Proper title review, legal documentation, promissory note, deed of trust, and closing through a qualified title company will be required. Buyer pays all closing costs and will be responsible for taxes, insurance, utilities, maintenance, loan servicing fees if applicable, and all other property-related expenses. Buyer to independently verify property condition, square footage, taxes, insurance, zoning, permits, rental use, short-term rental eligibility, flood/windstorm requirements, and all investment assumptions. Final terms are subject to seller approval, buyer qualification, legal/title review, and fully executed written agreements.
See the original listing ↗This listing mentions owner financing. Terms are set by each seller and are negotiable. The description and numbers come from the listing and Zillow; confirm availability, the price and any financing with the seller or their agent.
Property Details
Property Type
Single Family
Lot Size
1,864 sq ft
HOA
None
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Questions about owner financing in Galveston
What is owner financing for 1211 33rd St?
Owner financing means the seller of 1211 33rd St acts as the lender. Instead of getting a mortgage from a bank, you make monthly payments directly to the property owner. The listing for this Galveston, TX home mentions owner financing; confirm it with the seller.
Do I need good credit for owner financing?
There's no bank approval, but each seller sets their own requirements. Some check credit, income or references; others don't. Ask the seller or their agent what they need.
How much is the down payment for this Galveston home?
There is no standard down payment. The seller of this Galveston home sets their own, and it is negotiable. Ask the seller or their agent.















